Your money and business, only on your phone

Track income and expenses for yourself and for your business. No accounts, no ads, no connection needed.

Download for Android How it works

Cashflow

Personal

Balance this month

$1,296.45

Income$3,200.00

Expenses$1,903.55

Expenses by category

  • Housing$1,150.00
  • Food$486.40
  • Transportation$172.35
  • Utilities$94.80

Add expense

Sample data

Try it: add an expense and watch the month update.

Personal and business, each in its place

The free plan includes one personal profile and one business profile. Each keeps its own transactions and balance, and you switch between them by tapping the profile at the top of Home and picking the other one in the sheet that opens.

Income
$3,200.00
Expenses
$1,903.55
Balance this month
$1,296.45
  • Housing
  • Food
  • Transportation
  • Utilities

Sample data

  • 16 ready-made categoriesFor income and expenses, and you can add your own.

  • English or SpanishFollows your phone’s language, or pick one in Settings.

  • In US dollarsAll amounts are in USD.

Privacy

Your data stays on your phone

The Android app has no Internet permission: it cannot connect to any server. Your data only leaves your phone if you share a backup or a CSV file yourself, or if Android backup is turned on.

  • No Internet permissionWorks the same in airplane mode: everything is stored on the phone.

  • No accountsNo sign-up, no email, no password.

  • No ads, no analyticsThe app does not track what you do.

  • Fingerprint or PIN lockTurn it on in Settings and no one else can open Cashflow, even if you lend them your phone. In recent apps, its content stays hidden.

See for yourself

  1. Settings
  2. Apps
  3. Cashflow by Dardoit

Mobile data usageNo data used

PermissionsNo permissions requested

This is how stock Android 16 shows it; menu names vary by Android version and phone maker.

Know your way around APKs? aapt2 dump permissions does not list android.permission.INTERNET. You will see USE_BIOMETRIC and USE_FINGERPRINT: they power the fingerprint lock, Android grants them without asking, and they give no network access.

An honest note: if Android backup is turned on, the system saves your apps’ data to your Google account, Cashflow’s included. That is what lets you get it back on a new phone, and you can turn it off in Android settings.

Clear reports, and data you can take with you

IncomeExpensesSample data

Transactions and analytics

Go through every transaction and compare income and expenses by week, month or year.

Date,Description,Type,Amount,Category,Profile,Note
2026-09-18,Groceries,Expense,86.4,Food,Personal,
2026-09-15,Paycheck,Income,1600,Salary,Personal,
2026-09-12,Flour,Expense,212.5,Supplies,Ríos Bakery,

Export to CSV

Open it in Excel or Google Sheets whenever you want to run the numbers your way.

Backups that move with you

Export a backup from Settings and import it on another phone. Already using Cashflow on the web? If its Settings show “Exportar copia para la app”, export the backup there and import it into the app.

Coming soon

Premium

An optional plan for those who need more. We are working on:

  • Sync across your devices
  • More business profiles
  • Planning tools

Frequently asked questions

Is it free?

Yes, and ad-free. The free plan includes one personal profile, one business profile, reports and CSV export. An optional premium plan will come later.

How do I install an APK?
  1. Tap Download APK and wait for it to finish.
  2. Open the file from the notification or from Downloads.
  3. If Android asks, allow Install unknown apps for your browser.
  4. Tap Install.

Android asks because the app does not come from Google Play. Once you are done, you can turn that permission off again.

I already have the app. How do I update it?

Download the new version from this page and install it over the one you have, without uninstalling it. Android keeps your profiles, categories and transactions because both versions are signed with the same key.

Uninstalling Cashflow deletes its data from the phone. If you ever need to, export a backup from Settings first.

What’s new in version 1.2.0?
  • The fee lives inside its income. When you record an income with a fee, Home shows a single transaction with the fee in small print under the amount. In Reports, filtering by Expenses still lists the fee on its own, and it counts in your totals as always. Fees saved with earlier versions join their income automatically when there is no doubt; otherwise they stay as they were.
  • All profiles in one view. In the profile picker, choose “All profiles” to see your personal and business money together on Home and in Reports.
  • New Tools tab, with External accounts. Enter the balance of your bank, card, savings or loans by hand (with a name and a category) and see the total in one place. It does not connect to your bank.
  • Swipe to change tabs. Slide your finger sideways to move between Home, Reports, Tools and Settings.
  • “Hide amounts” now covers Reports and each transaction’s detail, which now shows the description and the fee together.
  • Your data stays. Install it over the one you have, without uninstalling: all your transactions are still there.
What did version 1.1.0 bring?
  • Fingerprint, face or PIN lock. If you turn it on in Settings, Cashflow asks for it when it opens and when you return after more than 30 seconds away.
  • More privacy in recent apps. When you switch apps, Cashflow’s content stays hidden.
  • Refreshed design. More compact screens with a native Android look.
  • Date fix. When you picked a transaction’s date from the calendar, version 1.0.0 could save it one day early. If you used that option, check the dates of those transactions.
How do I know the APK is genuine?

Compare its SHA-256 fingerprint with the one we publish next to the download button. On a computer, for example: sha256sum cashflow-1.2.0.apk. If both strings match character for character, the file arrived intact.

To check who signed it: apksigner verify --print-certs cashflow-1.2.0.apk must show, as the certificate’s SHA-256 digest, the one we publish next to the download (apksigner prints it in lowercase without colons: 091e7f13ec3a320d36da00805624584929b224a25b8779c6e1fed6a6414aceeb). Every future version will be signed with that same key.

What about iPhone?

There is no iPhone version yet. If you already use Cashflow on the web, the web version keeps working as always.

What if I switch phones?

In Settings, export a backup and keep it wherever you like. On the new phone, install Cashflow and import that backup: your profiles, categories and transactions come back as they were. Importing replaces whatever was on that phone, and the app asks you first.

Will it be on Google Play?

Yes, it is on its way. In the meantime, you can install it from here.

Get Cashflow for Android

Free, no accounts and no ads. Installs in a minute.

Download APK

Checking for the latest version…

Version
Size
Requires
Published

SHA-256

Signing certificate SHA-256 fingerprint

09:1E:7F:13:EC:3A:32:0D:36:DA:00:80:56:24:58:49:29:B2:24:A2:5B:87:79:C6:E1:FE:D6:A6:41:4A:CE:EB

Every future version of Cashflow will be signed with this same key; Android only installs an update if the signature matches.

How do I install an APK?How do I check the file?Already have it? How to update

On a computer? Scan it with your Android phone.